mermaidcamp
Keeping current in wellness, in and out of the water
You can scroll the shelf using ← and → keys
You can scroll the shelf using ← and → keys
When the worldwide economy takes center stage anything can happen. Some people are caught in a crunch without sufficient funds to cover their losses. Some investments are easily converted into cash. These are considered to be fluid investments. Anything that you own for which there is no instant market is not fluid. You must find a buyer in order to unload those items. Often the seller takes a serious loss when forced to raise funds to cover losses. Think of the recent real estate tragedies in the united States as an example. The underwater homes and mortgages were stuck in a stagnant market that favored buyers over sellers. The American dream of the 30 year mortgage in real estate as a fabulous investment has been revealed to be less than foolproof. Not all homes will retain value, and in some markets real estate is very difficult to move.
Fluidity is a factor in investing and planning for retirement, but it is also a major element in future flexibility in life. The body you create as well as inherit will serve you for better or for worse as time passes. You will be able to enjoy activities and stay involved in social and intellectual interests as long as your physical health allows. The precious resources of healthy mind and healthy body can’t be overprotected. The body is the permanent home we will occupy until we die. Keeping it in good working order is the most valuable gift we can give our future selves. Retaining good range of motion will pay excellent dividends in terms of comfort and ease. How can we contribute to our liquid physical assets?
Thank you Pam for this insightful post on how to manage fluidity/liquidity in investments. Even more interesting how you linked it to flexibility in your health. That’s really interesting. I bought a couple of adult coloring books recently. Its very therapeutic.