mermaidcamp
Keeping current in wellness, in and out of the water
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During the month of September No Kid Hungry is sponsoring a drive with participating restaurants in the US. Each restaurant decides how to reward the customer for donating. Since we are regular restaurant patrons we like to enjoy a good deal and contribute to a group effort to feed the children of America when this opportunity presents itself. Some places offer gift cards for future visits, others match the patron’s donation. To find restaurants near you, and learn what the special offers are go to No Kid Hungry.
This year the restaurant most appealing to our palettes near home is Romano’s Macaroni Grill. We have enjoyed meals at this well run chain very much in the past. Both my carnivore craft beer drinking partner and my vegetarian cocktail drinking self have plenty of choices on the menu. They make fresh pasta, and I remember the pizza is good too. The offer they are making for the entire month is excellent. What is not to like? Take your friends out to eat this month. Every dollar raised helps feed a kid up to ten meals. Everyone needs to eat. For some of us it is much easier than it is for others. Please help end childhood hunger in America by patronizing great restaurants this month.
I enjoy my membership at the Tucson Racquet and Fitness Club very much. The facility is open 24 hours and is kept clean by a friendly and competent staff. As a steam room fan I am mighty particular about the cleanliness of our spa. The indoor jacuzzi/steam area is thoroughly cleaned, and the water in the jacuzzi drained and replaced twice a week. I have worked at fancy expensive spas that do not maintain such a level of attention to cleaning spa facilities. The steam room is the only one I have seen with a view of outdoors. The natural light and view of the mountains adds to the pleasant steam experience for me.
The Racquet Club an open, family oriented place with acres of space for recreation. The tennis, handball and volleyball teams are active. Pickleball and even a ping pong table add extra fun for the competitive sport. Two olympic sized heated pools provide plenty of room for lap swimming and classes at the same time. The cooler lap pool is shaded from the Arizona sun. Since I use the private pool at my condo village I have not used the pools very much. In the 7 years I have been a member I have taken two classes. I am happy to do my own thing in the weight room without a set time. This has suited my lifestyle and may still be my favorite way to use the club. However, Medicare Advantage, for which I will qualify next year, will give me a Silver Sneakers membership at no cost. If I want to include all the classes offered I will be charged $22.50 a month. This is a screaming bargain, but only if I go to class. The next step in my health care journey is to analyze the cost benefits of taking fitness classes.
This is ironic because I have taken and taught thousands of fitness classes and private lessons. At one time in my life I spent lots of money and time to seek teaching from accomplished yogis and other master teachers. I do appreciate the value of good instruction, but I believe I have become jaded and stagnant. I don’t know exactly why I took such long break, but I now see many reasons to go back to fitness school this fall. For the next four months, while I still pay full price for my membership I will take classes at least five days a week in order to establish a habit. I can only benefit from what I learn during this fall fitness semester of training. To pick and choose from the wide variety on menu of classes is a luxury I might as well enjoy. If I find that I like classes attending again the $22.50 monthly fee will be super reasonable in the future. The classes I plan to incorporate into my schedule on the first week are:
Do you have a fitness routine, gentle reader? Are you loyal to classes or do you like to mix and match with your own thing? My investment into trying new classes this fall will be an adventure back to the future for me. Whatever the outcome I am sure the time I spend will be well rewarded. Health is our only real wealth.
When the worldwide economy takes center stage anything can happen. Some people are caught in a crunch without sufficient funds to cover their losses. Some investments are easily converted into cash. These are considered to be fluid investments. Anything that you own for which there is no instant market is not fluid. You must find a buyer in order to unload those items. Often the seller takes a serious loss when forced to raise funds to cover losses. Think of the recent real estate tragedies in the united States as an example. The underwater homes and mortgages were stuck in a stagnant market that favored buyers over sellers. The American dream of the 30 year mortgage in real estate as a fabulous investment has been revealed to be less than foolproof. Not all homes will retain value, and in some markets real estate is very difficult to move.
Fluidity is a factor in investing and planning for retirement, but it is also a major element in future flexibility in life. The body you create as well as inherit will serve you for better or for worse as time passes. You will be able to enjoy activities and stay involved in social and intellectual interests as long as your physical health allows. The precious resources of healthy mind and healthy body can’t be overprotected. The body is the permanent home we will occupy until we die. Keeping it in good working order is the most valuable gift we can give our future selves. Retaining good range of motion will pay excellent dividends in terms of comfort and ease. How can we contribute to our liquid physical assets?
I will only pay four more ridiculously high premiums to the Aetna Insurance Company before we break up forever. They are leaving the state at the end of the year, and I will be eligible for Medicare at the same moment. I think I am lucky with that timing. I will not need to learn about anything other than Medicare, but it is a complicated task. I did not change my private insurance policy when the new regulations came into effect because I had only a couple of years left to use it. Now that I have a chance to design and create a plan that may really benefit my health I am pleased.
My investigation started with a referral for a health insurance agent. My friend’s agent referred me to a Medicare specialist who will see me this week for an initial appointment. Karyn Damschen is the agent who will walk me through the basics and help me decide on the best plan for my needs. After a short phone consultation I was happily relieved to know that an impartial independent representative of all insurance companies can advise and guide my choices. She works for me but is paid a commission by the insurance company whose policy I purchase. She also is my support for using the system and making the most of tax credits I may deserve. I probably could navigate the computer system when the policies and pricing become available in November, but the decision is important. My future health care (at least until the market opens again next year) depends on making a wise purchase. The more I know the better. I look forward to the guidance of a professional to help me make a wise decision.
Silver Sneakers is a program I plan to use to pay my health club dues. My club has the program, so in January I will be able to assign my dues to the insurance company of my choice. This is a gift that goes on giving. Now that I have paid into the insurance pools for years and extracted no benefits, I am ready to receive something that I value. There are specialty classes created for the senior set to enjoy in good health. My club offers Zumba Gold and a senior strength/flexibility class. I have not participated, but think it is an excellent idea to give special attention to this part of the population.
If you are eligible soon for Medicare I urge you to find an agent to help you make the best of it. Who knows, maybe I will see you at the Tucson Racquet Club sometime. I will be there enjoying my excellent benefits. I will be in the steam room if you need me.
One skill that is central to peace of mind and well being is listening. We hear sounds all the time. People talk to us with varying degrees of sincerity and interest. Our job is to distinguish and sort the grain from the chaff. By paying attention it is possible to harvest harmony from the symphony of sounds and sentences we hear. To listen with compassion is a difficult task. Defending our own position rather than truly comprehending other points of view is one of the most common substitutes for listening. Understanding others is not a sign of weakness but a sign of maturity. We can’t agree with everyone, but we can look for ways to increase loving kindness in our lives. To love thy neighbor as thyself involves a degree of allowing that neighbor to express himself. As we in the United States fall deeper into the political season each day I expect some wild rhetoric. To remain happy, detached and centered is my goal. I am setting guidelines for myself ignored to keep my cool and enjoy life while those around me might loose it.
By conscious meditative contemplation I will not only survive but will find my center during the presidential election hoo-ha. I can admit that the last two elections disturbed and distracted me. I became enraged at the robo calls and the parties making them. Now I know that this too shall pass. I am gearing up to listen with compassion and a distinct sense of humor during the political crazy season. I wish you a sane election season, gentle reader. Best of luck.
Americans are not financially literate as a group. The depressing collapse of the markets in 2008 followed by a bank bail out has left the country with gross inequity. Working folks with real estate holdings, retirement plans and other investments took big hits while the banks returned to business as usual. Regulations designed to curb the abuses of financial institutions, like Dodd/Frank have not been implemented. We are still in a situation dominated by lenders, bankers, and mortgage brokers. Stock brokers have been able to operate under an assumption that suitable, reasonable investments were the only offers made to clients. In reality any system that is commission based encourages transactions. The broker makes a cut from each trade, and wants to maximize the client’s contribution to his total commission. His company also rewards him for selling in house products by offering a higher commission for the sale than competitive products may have. The client becomes the least of the broker’s concern within this structure.
I switched to a fiduciary to manage my investments years ago. I am much more secure and happy with my portfolio since I made the change. I worked with brokers from different brokerages in the past, but never found one with my interests in mind. There is a simple reason for that. The rewards were structured against my financial well being and in favor of trades to create commission. Now I split the profits with my fiduciary firm, which works perfectly. I make as much money as they make. If they make nothing for me I pay them nothing. This incentive to make good decisions for both of us carries weight and works like a charm. I do discuss the strategy a few times a year to make sure we are on the same page, but my involvement is very light. We are in the same financial boat which makes me feel happy.
Brokerages are starting to lobby the public with misleading ads about this new proposed regulation. I urge you to take some time to understand the issues. Brokers pretend that fiduciary responsibility to you will somehow cut you off from good advice. What it will do is make it illegal to sell you products that are not the best investment or the best deal in terms of fees for your situation. This is a protection Americans need to stay financially stable into retirement. Caveat emptor, gentle reader.
My 9th great-grandmother was born in New Hampshire and died in Massachusetts. My 9th great-grandfather died young, and Lydia remarried.
Lydia Peabody Howlett: Birth: Aug. 30, 1640 Hampton Rockingham County New Hampshire, USA Death: Apr. 30, 1715 Boxford Essex County Massachusetts, USA d/o Francis Peabody / Lydia Perkins bapt Hampton, Rockingham Co., NH A member of the church at Rowley and by a letter of dismission was admitted to the Boxford church 21 Feb 1702/03 – by her father’s will she received five pounds besides what she had already had. m [1] 1662 Essex Co., MA Thomas Howlett [Jr.] They had 2 children – Mary m Lt. Thomas Hazen, Lydia m
[2] 8 Jul 1667 Essex Co., MA Thomas Perley They had 6 known children – Thomas m Sarah Osgood; Lt. Jacob m 3X; Lydia; Hepzibah [Hephzibah] b/d 1694/1695 Boxford ; Mary; Sarah ca1675 – 1769 ref: MA Boxford VR Topsfield Historical Society Lydia died 30 Apr 1715 Boxford, Essex Co., MA – The Peabody Gen. by Selim Hobart Peabody 1909; Essex Probate Court Record; New England Marriages Prior to 1700 C.A. Torrey Family links: Parents: Lydia Perkins Peabody (1617 – 1649) Spouses: Thomas Howlett (1637 – 1667) Thomas Perley (1641 – 1709) Sibling: Lydia Peabody Perley (1640 – 1715) Isaac Peabody (1648 – 1727) Burial: Mount Vernon Cemetery Boxford Essex County Massachusetts, USA Created by: BluMoKitty Record added: Sep 04, 2013 Find A Grave Memorial# 116523513
Lydia Peabody (1640 – 1715)
is my 9th great grandmother
Mary Howlett (1664 – 1727)
daughter of Lydia Peabody
John Hazen (1687 – 1772)
son of Mary Howlett
Caleb Hazen (1720 – 1777)
son of John Hazen
Mercy Hazen (1747 – 1819)
daughter of Caleb Hazen
Martha Mead (1784 – 1860)
daughter of Mercy Hazen
Abner Morse (1808 – 1838)
son of Martha Mead
Daniel Rowland Morse (1838 – 1910)
son of Abner Morse
Jason A Morse (1862 – 1932)
son of Daniel Rowland Morse
Ernest Abner Morse (1890 – 1965)
son of Jason A Morse
Richard Arden Morse (1920 – 2004)
son of Ernest Abner Morse
Pamela Morse
I am the daughter of Richard Arden Morse
Goody Cole was a local “character” in Hampton who ran afoul Francis’ wife Lydia and another neighbor, Sarah Perkin. She was later apparently tried for witchcraft though she was not convicted.
Nov 4 1645: in the oldest book of records of Ipswich court, entry reads “Eunice Cole to sit in the stocks at Hampton and to make acknowledgement of her slanderous speeches concerning Susan Parkings and Lidia Pebodye and to pay to the witness Isaac perkins 7d and the feas of the court.” [Ref: PeabodySH PEABODY p8] 1645: Eunice Cole publicly acknowledges her slanderous speeches against Susan Perkins and Lydia Peabody. That these two were connected seems possible [Ref: Noyes PEABODY Francis] Mar 4 1649/50: Seating at the Meeting House, assigned Second seat on east end of the south side, as “Goody Pebody” [Ref: Noyes PEABODY Francis] Her surname appears as PERKINS in various Internet sources (most noteably the LDS Ancestral File), daughter of Isaac PERKINS who was their neighbor in Hampton, but no confirmation found
Summer ends with monsoon season here in Tucson. The humidity builds and storms bless the desert with rain in July and August. September can go either way, but normally it is dry, and just a little cooler. I do love our hot weather and spend time chilling in the pool to stay cool. I wear protective clothing, hats and sunscreen when I am outdoors. Recently my dermatology exam revealed a couple of spots worth of further testing. I had two biopsies taken, one from my shoulder, and another from my forehead. The results have not yet returned, but the physician’s assistant was certain that I am heading for surgery soon for both of them. This is the first year I am glad to see the hours of sunlight receding.
I am freaked out by the idea of cancer growing my skin, but am very happy that I can take care of them now before they become serious. A friend from the beach in California had a similar experience recently, but her medical doctor had to be convinced to examine her spots more carefully. She had to ask for a second opinion, and then was correctly diagnosed. (scary) Dermatologists can recognize the potential problems based on their extensive experience and training. The dot that will be removed from my forehead is practically invisible. It shows itself as a tiny red blotch, no roughness. The spot on my shoulder is a little rough to the touch, but I did not suspect it was cancer. Neither of these seemed like anything to me.
You may guess where this story is going, gentle reader. Sunscreen and hats are no guarantee against damage. We do owe it to our skin to be careful with exposure and use products to guard against damage, but the best defense is regular consultation with your dermatologist. With the expertise they possess and the techniques available now your outcome is likely to be good if you stay on top of your visits and exams. I am lucky my doctor, Dr Hu, at Specialists in Dermatology is located very near my home. I have spoken to a friend who had mohs surgery from Dr Hu for a spot on her nose. She is very grateful also to have nipped it in the bud. In both of our cases the early diagnosis when few apparent signs of danger were obvious to the untrained eye has made a big difference. No matter where you live, plan to visit the dermatology office on a regular basis. The face you save may be your own.
I study my ancestry and family history. This fascinating subject consumes as much of my time as I allot to it. I have spent six years on Ancestry.com working on my tree. I am more skeptical now than I was in the beginning because I have been burned by specious data. It is painful to discover an error in one’s research, yet it is better to know sooner than later. I once had a magical surprise experience in Rhode Island at a very special private family home from the 1600’s. I was treated to a tour of the home and grounds since I announced that I was a Carr descendent. I was given instructions to find the family graves by my long-lost “cousin” who still lives on the property. I was in heaven. It turns out I was also delusional about my connection to that family because I had made a mistake a couple of generations earlier in my research. I discovered this error after I had returned home from my trip, and had to laugh about it. I also had to start again to retrace the lineage. That correction was easy because I had some good documentation to verify the facts. Other problems I have discovered or had pointed out to me have left me with a dead-end when I removed the phantom limb.
The odd phantom feeling after chopping off limbs and branches is caused my the attachment formed while studying them. There are several very common names in my tree including Scott. When I began my sturdy I started with notes written by my maternal great-grandmother about her knowledge of the family. She stated that my 2nd great-grandfather, Thomas Scott, was a soldier in the Union army during the Civil War. Even though we know his full name, Thomas Ewing Scott, born in 1842 in Ohio, I can find no decisive record of his military service. There are too many Thomas Scotts from Ohio for me to be sure. My maternal 2nd great-grandfather was, indeed, a soldier for the Confederacy. I am positive about that because I have a copy of his service record as well as his Confederate pension application that he made late in his life in Texas. After his death his wife also applied for a pension as a surviving spouse. I have her application documenting her husband’s service also.
If you find written documents of a private source they may or may not be accurate. Only when you can back up your story with official documents do you have a solid case. I have learned the hard way to verify all the connections fully before jumping back to another generation. There are many trees on the Ancestry.com site that have unverified connections. Copying the work of others without making sure of it can lead to bigger and longer errors. This is not even as safe as the cold war when we trusted by verified. Don’t trust until you verify. This practice may save you many hours of wasted time. After I have recovered from the vexation of discovering I had been wrong I still had certain affection for those people who turned out not to be related to me. My philosophy now is that I learned about history while I was out on the wrong limbs, and I have never claimed to be a professional genealogist. I am more of a time traveller. Do you know any of your family history, gentle reader? How did you learn about it?
My iPod touch has suddenly lost its mind and ability to function. This might not be a big deal but when it crashed it took with it my ability to sync my Fitbit. This turns out to be a much bigger freak out than I could have imagined. I have reset and attempted to sync it with my other devices but it refuses to operate. I am unable to count my steps/miles/calories since early this morning. I had no idea how addicted I have become to knowing how far I have gone at what time during the day. I dance or walk 5 miles in the morning and then put in between 3-4 more miles during the course of the day. I love watching my little graphs and numbers move as I do. I might be completely obsessed with these graphs, truth be told. This temporary interruption of technical feedback shows me I need to back off the addictive qualities and enjoy the fun aspects of the Fitbit a little bit more. Long ago in a land far away I had exercise anorexia. I hardly suffer from that problem now, but this is reminder to keep my attention on what is important..healthy fun.
I have found a place in Austin that will repair my iPod at a reasonable price, but since this death happened on Saturday it seems I will need to wait until Monday to communicate with the repair shop and ship the device to them. I have done this before with an ancient iPod with success. I believe a battery replacement will get me back to normal quickly. If not ,I can consider repairs and costs they will present to me after a diagnosis. All in all it will be simple for me to get my favorite device back in order. I have an iPhone and 2 iPads, so I am not really suffering without connection. I have all my internet powers EXCEPT my sync for the Fitbit. I hate to admit how seriously I love those graphs and numbers on the Fitbit. I have reset the Fitbit several times, but this is not working.
In order to embrace how helpful it is to have the graphs as well as how the graphs only represent reality, I need to chill in this situation. I can move and dance to my heart’s content even if the Fitbit is not reporting my good deeds back to me. The feedback has been helpful, especially the information I have gained on my sleep patterns. The tool is only a tool, however. Reality is the important aspect of my fitness program, not how self competitive I can become with my Fitbit. This short break might bring me to a happier medium, but when I can once again sync I know I will be very happy. Do you have a movement monitor, gentle reader? I highly recommend the systems. Just be careful you don’t get too crazy about your numbers as I have. The numbers matter less than the reality.